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What if she doesn't want to get the morning after pill?
You're prepared to let her get pregnant/infected in ignorance? Yeah, condoms split, but let's face it, you shouldn't be setting her up like this. Be grateful she wants to indulge your black cock fantasy. If she wants to bareback at a later date then great. Take it at her pace and you'll enjoy it more.
As a fantasy I think it's a very hot thought, but in reality I wouldn't really want that. I mean if something had happened and she really did get pregnant, then I would treat the baby as if it were my own. That being said I would never go out of my way to get my wife pregnant. It's tough enough for us to feed ourselves sometimes LOL.